I have not missed the point. There is no such thing as an Act of God in UK Insurance and the insurers will not be able to use this to deny any claim from the incident in Maidenhead st. The link quoted from a comparison website does not prove this exists. I have merely asked for a genuine wording from an existing placement where an Act of God is excluded.
The ABI (Association of British Insurers) quotes:
MYTH: There is an ‘Act of God' exclusion in insurance policies.
FACT: Insurance policies do not contain such an exclusion. The policy will set out what is insured and what the main exclusions are. If loss occurs from an event covered, then the insurer will pay out, in accordance with the policy terms and conditions.https://www.abi.org.uk/News/News-releas ... -and-myths
The ABI is a more reliable source than a random comparison website used to sell insurance. And just to clarify, the link from the quoted website is for home insurance, the incident would fall under commercial insurance which is different and specialist. Neither have Act of God exclusion anyway.
Yes, I work in the Commercial Insurance Industry.
I also, personally, doubt the existence of God as well but that is a different debate.